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financial advice

In today’s busy world, finding someone to give you honest and reliable financial advice can be difficult. Demand for financial advice in the UK is growing rapidly, especially since the introduction of the new ‘pension freedoms’ and advisers are finding it hard to service everyone’s requirements.

Regardless of whether you are a high earner or just someone who wants to plan ahead by putting some money aside for the future, finding a fee-based adviser you can trust in your area is not easy and how do you know that they have the right qualifications for the job? At FBA, we will give you access to the best fee-based financial advisers in the UK, so you can make your choice.

With FBA, you are always in control – you source the advice you need, when you need it, for a price that you are willing to pay.

Tyeps of Advisers PDF

Types of financial advisers

Financial advisers can help us make the right decision about the best products from various providers, help us make a financial plan ensuring its on track with our objectives and adjusted accordingly as our circumstances change upon our journey. Choosing the right adviser is vital as it can affect the advice given, there are two key types of advisers regulated by the Financial Conduct Authority (FCA).

Advisers Status PDF

Advisers Status: Qualifications

Finanical advisers are differentiated by their qualifications, irrespective of their Financial Conduct Authority (FCA) status i.e. IFA or Restricted

Adviser Charging PDF

Adviser Charging: How much do they charge- Fee Schedule

Advisers are banned form taking commissions by Financial Conduct Authority (FCA) from product providers on areas such as investment and pensions; they must charge a fee for their service as agreed by you the client.

They can still accepted commission of certain products from providers that sell protection policies e.g. Critical Illness Cover – Life Insurance – Mortgage Protection Plans.